Śrīmad-Bhāgavatam 10.45.5
Blended reading (Sanskrit + English inline)
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sarva - artha - sambhavaḥ
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source of all goals of life
The body is the upādhi by which dharma, artha, kāma and mokṣa can be pursued. Gauḍīyas add a fifth — prema — and note that even bhakti requires the human body the parents gave.
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janitaḥ
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born
From √jan — the very root of jana (verse 1) and jananī (verse 22). The semantic web throughout this chapter binds Kṛṣṇa's parents, His devotees, and birth itself into one cluster of dependence on śakti.
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poṣitaḥ
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maintained
From √puṣ — to nourish. The verb of vātsalya; cf. Yaśodā's poṣaṇa of Kṛṣṇa in SB 10.8. Body without poṣaṇa cannot serve the higher arthas, which is why the debt is double — janma plus poṣaṇa.
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nirveśam
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repayment of the debt
Nirveśa = settlement, discharge. The classical term for clearing the three ṛṇas. Kṛṣṇa is teaching that this particular ṛṇa is structurally unclearable — which sets up His own apology in verse 9.
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śata - āyuṣā
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with a hundred-year life
The Vedic full life-span (jīved śaradaḥ śatam). Even at maximum allotted time, the debt cannot be cleared — meaning the duty is one of bhāva, not arithmetic. Service is owed lifelong because gratitude has no terminal payment.
Having stated, “Both you, Our parents, and We have suffered because of Our separation,” Kṛṣṇa now states that His and Balarāma’s religious principles have been spoiled by Their failure to satisfy Their parents.
"One cannot repay the debt to the parents who give birth to the body from which arises all aspirations such as dharma."
The body is born and nourished by parents. This is a different reason for offering respect to parents. However, Kṛṣṇa and Balarāma were not nourished by Vasudeva and Devakī. This verse cannot apply to them.
The body is usually nourished by the parents. However, Kṛṣṇa was nourished by Nanda and Yaśodā. The body is subject to death (martyaḥ) and lives only a hundred years.
Bhagavān turns the dharma of pitṛ-ṛṇa back upon Himself like a king who chooses to stand in the petitioner's line. He owes nothing, yet He bows and says, 'A man cannot repay his parents in a hundred years' — teaching the gṛhastha-dharma from the inside.
The three debts — to the ṛṣis, to the devas, to the pitṛs — are foundational to Vedic adult life (taittirīya, manu-smṛti). Among them pitṛ-ṛṇa is unique: it is owed to those who gave the body itself, the upādhi by which any other dharma can be performed.
Kṛṣṇa here recites this ancient teaching not as a debtor but as ācārya. The Bhāgavatam pattern is consistent: Bhagavān keeps the standards of dharma in His own conduct (cf. SB 1.9, Bhīṣma's praise of Kṛṣṇa for sva-dharma-rakṣaṇa) so that householders have a model to follow.
My note
Source: vedabase.io