FolioCorpusŚrīmad-Bhāgavatam

Śrīmad-Bhāgavatam 10.20.38

गाधवारिचरास्तापमविन्दञ्छरदर्कजम् । यथा दरिद्र: कृपण: कुटुम्ब्यविजितेन्द्रिय: ॥ ३८ ॥
gādha-vāri-carās tāpam
[gaadha-vaari-charaas taapam]
avindañ charad-arka-jam
[avindan charad-arka-jam]
yathā daridraḥ kṛpaṇaḥ
[yathaa daridrah kripanah]
kuṭumby avijitendriyaḥ
[kutumby avijitendriyah]
gādha - vāri - carāḥ — those who were moving in shallow water tāpam — suffering avindan — experienced śarat - arka - jam — due to the sun in the autumn season yathā — as daridraḥ — a poor person kṛpaṇaḥ — miserly kuṭumbī — absorbed in family life avijita - indriyaḥ — who has not controlled the senses .
Blended reading (Sanskrit + English inline)
gādha-vāri-carās tāpam
gādha - vāri - carāḥ
those who were moving in shallow water
tāpam
suffering
avindañ charad-arka-jam
avindan
experienced
śarat - arka - jam
due to the sun in the autumn season
yathā daridraḥ kṛpaṇaḥ
yathā
as
daridraḥ
a poor person
kṛpaṇaḥ
miserly
kuṭumby avijitendriyaḥ
kuṭumbī
absorbed in family life
avijita - indriyaḥ
who has not controlled the senses .
  • daridraḥ — poor, materially impoverished
    Daridra — poor. The Bhāgavatam carefully refuses to romanticise daridra; the diagnosis is that daridra + kṛpaṇa + avijita-indriya is the disease, not poverty itself. Sudāmā was daridra and a paramahaṁsa.
  • kṛpaṇaḥ — miserly
    Kṛpaṇa — stingy, mean-spirited. The Bhagavad-gītā uses this exact word at 2.49 (kṛpaṇāḥ phala-hetavaḥ). Gauḍīyas read kṛpaṇa as the opposite of dātā — one who cannot give. Bhakti is impossible for a kṛpaṇa heart.
  • kuṭumbī — family man
    The same kuṭumbī as v. 37, now developed further. Stacked with daridra, kṛpaṇa, avijita-indriya, it becomes a thicker portrait. Gauḍīyas always read these chains carefully — the verse is naming a specific type, not all householders.
  • avijita-indriyaḥ — one who has not conquered the senses
    Compound: a-vijita (unconquered) + indriya (sense). The structural failure beneath the surface ones. Gauḍīyas teach that indriya-jaya in bhakti is achieved by yukta-vairāgya — engaging senses in Kṛṣṇa's service, not by suppression.
  • śarat-arka-jam — produced by the autumn sun
    Compound: śarat + arka (sun) + ja (born of). Autumn-sun-heat. A specific, gentler heat than summer's — but still painful to a shallow pool. Gauḍīyas read this as the lighter sufferings of late saṁsāra, no less real for being moderate.
Just as a miserly, poverty-stricken person overly absorbed in family life suffers because he cannot control his senses, the fish swimming in the shallow water had to suffer the heat of the autumn sun.

Although, as described in the previous verse, unintelligent fish are not aware of the diminishing water, one may think these fish are still happy according to the old proverb “Ignorance is bliss.” But even the ignorant fish are scorched by the autumn sun. Similarly, although an attached family man may consider his ignorance of spiritual life blissful, he is constantly disturbed by the problems of family life, and, indeed, his uncontrolled senses lead him into a situation of unrelieved anguish.

— A.C. Bhaktivedanta Swami Prabhupāda
Viśvanātha Cakravartī Ṭhākura Gauḍīya
Translation
Just as a miserly, poverty-stricken person overly absorbed in family life suffers because he cannot control his senses, the fish swimming in the shallow water had to suffer the heat of the autumn sun.
Commentary

As one who has to support a large family suffers poverty, so the fish in scarce water must endure suffering of the sun’s heat. In the previous verse a wealthy family man was described whereas here the negative effects of a poor family man are described. Or this verse can be taken to describe the suffering of the attached family man described in the previous verse.

Jīva Gosvāmī Gauḍīya
Commentary

Though they do not know the water is evaporating they still are not happy though they do not have fear. Rather they suffer greatly. The heat from the autumn sun is intense. A man without money is troubled to earn money (kṛpaṇaḥ) because he must support his wife and sons with plenty of money. He is also afflicted with greed, or uncontrolled senses. Just as a fish suffers from heat the man suffers the three fold miseries.

Related values
Anahankarah (Freedom from False Ego)Kshama (Forgiveness / Patience)Aparigraha (Non-possessiveness)Tyaga (Renunciation / Letting Go)
Related verses
Fish in shallow water suffer the autumn sun — like a senses-driven family man scorched by his uncontrolled life. Ignorance offers only momentary bliss; the heat catches up.
Reflection Questions
  • Where am I confusing temporary numbness for ignorance-based bliss?
  • What heat is already reaching me that I am pretending isn't there?

Fish in too-shallow water suffer the autumn sun's heat — like a poor, miserly, sense-driven householder who must endure the heat of his own choices. The verse names the equation cleanly: contracted water = contracted life. Gauḍīyas note: the cure is not deeper water (a bigger house, more wealth) but a different ocean — the ocean of bhakti-rasa, which never shallows.

📝 My note

← Read full Chapter 20